The article “PERSONAL FINANCE: This back-to-school season, talk to your graduate about money” emphasizes the importance of financial literacy for recent graduates. It highlights the need for young adults to understand basic financial concepts such as budgeting, saving, and investing. The article suggests that parents and guardians should have open and honest conversations with their graduates about money, addressing topics like credit scores, debt management, and financial goals. It also encourages graduates to take control of their financial futures by setting realistic budgets, avoiding debt, and making informed financial decisions. Additionally, the article recommends utilizing resources such as financial advisors, online tools, and educational materials to enhance financial literacy. By fostering a culture of financial responsibility, graduates can build a solid foundation for their future financial well-being.